CONSUMBLES IN MOTOR INSURANCE

Consumables are parts or materials of your car or bike that get used up, worn out, or replaced during repairs—especially after an accident.

These are NOT covered under standard motor insurance, but can be included through a Consumables Add-On Cover.

---

🔧 Consumables Covered Under the Add-On

1. Engine Oil

2. Gearbox Oil / Brake Oil / Coolant

3. Grease & Lubricants

4. Nuts, Bolts, Screws, Washers

5. Bearings

6. Oil Filters / Air Filters

7. Clips & Fasteners

8. O-Rings / Gaskets / Seals

9. AC Gas (Refrigerant)

10. Fuel Filter

11. Sundry Items Used During Repairs

---

💡 Why Add This Cover?

• Saves you ₹2,000–₹10,000 per accident claim.

• Ideal for cars & bikes under 5 years old.

• Offers complete protection from small but frequent repair costs.

---

⚙️ Example:

If your car meets with an accident and requires oil change, nuts, bolts, and lubricants — the consumables add-on ensures these are reimbursed.